Thursday, September 3, 2020

The Bible Eve and Female Place in the World

The job of ladies in the public arena is viewed as one of the most consuming and charming issues of the considerable number of times. Individuals face various issues during the conversations whether it is right to make people equivalent to one another or not. This is the reason heaps of individuals attempt to use as solid sources as conceivable to demonstrate the picked idea.Advertising We will compose a custom report test on The Bible: Eve and Female Place in the World explicitly for you for just $16.05 $11/page Learn More And of the primary sources, utilized in conversations concerning ladies spot and job, is the Bible. The way that Eve was made not first but rather second and the thought, originated from Hebrew religion, that Jacob is viewed as the most loved suggested for a significant stretch of time that ladies were sub-par compared to men; notwithstanding, these days, heaps of logical inconsistencies occur on these contentions and the conversations about woman’s job in the public eye become increasingly dire. The inquiries of sexual orientation imbalance are inborn to numerous societies and countries; a few countries want to depend on religion so as to fulfill society; different countries mull over present day purposes of perspectives and virtues. In any case, during an extensive stretch of time, The Holy Bible was viewed as the significant strict content that assisted with clearing up the distinctive among ladies and men, their jobs, and obligations. The fact is that even The Holy Bible speaks to a few ways to deal with the conversation of this idea. The New Testament and The Old Testaments advise that ladies need to sub-par compared to men as the authority of God is extremely extraordinary, and God is the one and only one, who has the privilege to pass judgment, separation, or make equivalent. In these confirmations, ladies take the subsequent spot and might be viewed as men’s properties. Be that as it may, The Gospels of Jesus, which sho wed up between The Old and New Testaments, underline how influential ladies could be and that the correspondence among people was compulsory. In any case, the intensity of God was extremely immense, this is the reason the point that God made Eve second gave numerous individuals an opportunity to underline women’s mediocrity to men. The Hebrew Yisrael presents other proof that guys have a sort of benefit in contrast with females. Jacob got motivation from God, along these lines, God consummates his kindness and deference on Jacob more than on some other individual, and any lady specifically. He is the one and only one, who can impart to God and acquaint God’s messages with others. Because of such God’s inclination, Hebrew young men have more rights, decisions, and opportunities. Is it identifies with The Holy Bible and Eve’s creation? Possibly; in any case, every religion has its own qualities, and the Islamic individuals settled on their decision in favor to male need. Obviously, ladies have certain rights, yet at the same time, their privileges are reliant on numerous different variables, associated with male exercises. The Holy Bible is the main source that partitioned individuals as per their sexual orientations. From the Old Testament, the jobs of ladies were not excessively noteworthy. The way that Eve was made second permits numerous individuals to accept that ladies are sub-par compared to men. Be that as it may, times have been changed, and values are diverse at this point. It is difficult to demonstrate that ladies are substandard compared to men, and those individuals, who despite everything accept the thoughts, offered in The Holy Bible, simply need more creative mind to demonstrate women’s inadequacy inside own words.Advertising Looking for report on religion religious philosophy? We should check whether we can support you! Get your first paper with 15% OFF Learn More This report on The Bible: Eve and Female Place in the World was composed and put together by client Maurice Middleton to help you with your own investigations. You are allowed to utilize it for exploration and reference purposes so as to compose your own paper; in any case, you should refer to it appropriately. You can give your paper here.

Wednesday, August 26, 2020

human reason Essay -- essays research papers

Viewpoints on Human Reason      Human reason is a subject that, no ifs, ands or buts, can have different viewpoints by different people. Descartes accepted that reason was a definitive foundation of human information, while Pascale accepted that reason alone couldn't permit somebody to accomplish information. He felt there were constrains on reason. Both attempted, as well as could be expected, to back their convictions and make others see their perspective. Descartes questioned the faculties and accepted that individuals just knew things through the substance of their brain through human explanation. Descartes utilized coherent deductive thinking to scrutinize the assurance of the faculties. He states, â€Å"I have discovered that these faculties in some cases mislead me, and it involves reasonability never to trust totally in the individuals who have hoodwinked us even once† (Descartes 26). His essential inquiry that he looked to discover the response for is exceptionally unpredictable yet appears to be so straightforward while reflecting upon it. In what manner can we really know things, beyond a shadow of a doubt? How would we realize that the sky is really blue, or that the earth is round? Is there a specific confirmation to uncover the reality of anything? Are the thoughts we structure in our psyches and recognitions we have reality? These are the sorts of things Descartes considered. He scrutinized the conviction of totally everything. â€Å"I have no faculties by any means; body, figure, augmentation, development and spot are figments. What will, at that point, be valid? Maybe simply this a certain something: that there is nothing cer...

Saturday, August 22, 2020

Measuring Effectiveness of Customer Relationship Management Strategies in Achieving Customer Loyal Essays

Estimating Effectiveness of Customer Relationship Management Strategies in Achieving Customer Loyal Essays Estimating Effectiveness of Customer Relationship Management Strategies in Achieving Customer Loyal Essay Estimating Effectiveness of Customer Relationship Management Strategies in Achieving Customer Loyal Essay The executives procedures in accomplishing client devotion A Case Based Study of Nandos UK (Kings Cross Branch) Introduction:Businesses has developed on quick pace in most recent couple of decades. This quick development in business ha snot just expanded the opposition yet additionally gave the clients to browse the items . expanded rivalry and market vulnerability has left association to think the approaches to hold and pull in an ever increasing number of clients. Wining the warms and brains of clients is presently a definitive objectives of much association to acquire productivity. Kicaid, 2003) It is on the grounds that associations realize a fulfilled client can allude numerous new clients to them with no expense of promoting. Client relationship Management is idea of conveying best client benefits so as to hold clients for long time at the end of the day client relationship the board is name of consumer loyalty that makes client to purchase over and over from same association. Client relationship is assembled and kept up through relationship procedures using most recent IT ideas that help in conveying better client administrations. Expanded utilized of web and PCs has constrained association to put resources into IT based applications to encourage their clients as well as to utilize IT application to assist clients with serving in better manner. (Gummesson, 2002) â€Å"CRM is an IT the results of which upgrade benefit, income and consumer loyalty by sorting out around client fragments, cultivating client fulfilling practices and actualizing client driven processes†. (Peelan. 2003) Fig (1. 1) CRM Growth patterns As indicated by Gartner study huge development in spending on CRM in recent years CRM programming related ventures were $7. 8 billion out of 2008 with 14. 4 % expansion from earlier year. This sound pattern is relied upon to reach $13. 3 billion by year 2012. The financial specialists stayed positive notwithstanding monetary emergency Problem Statement;- Achieving client? s devotion is long haul thing and impacts of actualizing CRM system isn't substantial. So it is intricate undertaking to viably gauge the Effectiveness of CRM methodology and client reliability. Multifaceted nature exist while assessing elusive advantages like faithfulness of client, nature of administration, upgrade of significant worth, forms viability, development of activity, improving the administrations Effectiveness of procedures, advancement of activity, administration improvement, intensity, trust, and productivity and so forth (Peelan,2003) The most generally utilized and well known strategies for speculation assessments are bookkeeping and monetary techniques which just relies on income and tallying the client inflow . These are just reasonable for constrained kind of assessment of business execution. These bookkeeping strategies can't be successfully utilized in assessing speculation which is relied upon to pick up benefits in impalpable and circuitous structure. (Righby Landigham, 2004) By assessing viability of crm technique a business can be enhanced the bases of results and important changes can be received . CRM execution likewise empower client administrations division to perform successfully as indicated by their desire. As per Customer Think Corporation, 68 % of clients leave their merchant because of awful client care understanding. So the significance of CRM and its presentation assessment is impossible/This Poor advancement Of Marketing Performance estimation is because of multifaceted nature in estimating and surveying comes about because of actualizing advertising techniques. Particularly it is hard to expound impacts on clients of explicit procedure (Hanssens, 1999) Objectives:(1) To Critically assess hypothesis of CRM procedures and its job in accomplishing client unwaveringness (2) To Analyze ebb and flow CRM methodologies received by Nandos UK (3) Evaluation of viability of CRM techniques embraced by Nandos UK (4) To Provide suggestion for adequately usage of CRM viability estimation Rational Business: The proposed look into means to dissect and survey the effect of CRM in the proficient working of the organizations, in this manner conveying uncommon client administrations to its current and potential clients. It is foreseen that the conceivable result of the proposed investigation will make a positive business condition by upgrading consumer loyalty and making further client care improvement exercises and accomplishing client devotion. Scholarly: The zone of the proposed explore is CRM. It is a data innovation industry term for philosophies and programming. This term is utilized as technique in IT and programming innovation, all client relationship is managed the assistance of web in a sorted out manner by the undertaking. Utilizing the proposed technique or seeing it fundamentally may be useful for understudies doing research in the comparative fields later on. Writing survey: This part comprise of hypotheses, thoughts and idea of various writers, which will bolster the think about theme, on the grounds that CRM is significant for the fascination of client towards association. In the event that CRM of the organization is improve, at that point more clients will come as contrast with different contenders. By along these lines the connection among association and clients keep up. We can say that CRM is the significant factor of client relationship. That CRM is the way to vital rivalry expected to maintain the attention on client needs and for an up close and personal with the clients all through the organization† (Lin and Su, 2003) Different creators characterize CRM with various way, in which some have comparative idea yet various words, just as some have diverse idea, some of them are in the acc ompanying: According to Wilson et, al. (2002) that CRM is a specialized help and discerning apparatus just as a lot of various abilities, process, and various advances, which help the association in making arranging? for the all channels of pulling in clients, and these all channels have exceptionally high effect on one another? s just as high fascination with every others. Then again O? Mulley and Mitussis (2002) state that CRM is extremely helpful and influential. Then again Olsen states that for the most part organizations show dedication for the fulfillment of the clients just as making distinctive sort of procedures and improving organization/association execution. All strategies and aptitudes are utilized for the fulfillment of association, since clients are the nuts and bolts units of business. The abilities, rules and guidelines are as indicated by the decision just as need and need of clients. As per the Lin and Sue (2003) that segment if CRM is particularly imperative for the comprehension of relationship of the client? s questions, whines just as training of the business. The components of the CRM is fundamentally identified with the movement of association and clients contacts, the contacts might be clients gripes or input. Then again innovations play significant principle in the CRM, in light of the fact that innovation utilized in the framework as an office in CRM for consumer loyalty. The advancement of CRM isn't new for the association, yet they are creating framework from the earliest starting point According to Payne (2006) the CRM of mature age was draw in same like the cutting edge, yet the thing that matters was just innovation. In any case, the thing that matters is that the cutting edge technique is as indicated by the advanced clients promoting system, in light of the fact that to make simple the methodology of clients to the association. Wilson et, al. (2002)â€Å"The presumptions of clients in CRM, isn't not quite the same as the exchanges among organization and customers† this fundamentally implies clients have direct relationship with clients, which require the association. The trust of clients fundamental for the achievement of association, along these lines they need clear vision about the association strategies, and offers and so on, so for this reason association need to well characterize about each item just as create moral characteristics must be featured. Wine shows that CRM is extremely near the portrayal of CRM (business procedure) which states â€Å"The client support needs to get the status of high need in the hierarchical environment†. CRM is huge from the usiness perspective, since it will make individuals mind clear for the business; in straightforward it will give basic and clear vision to clients about the administrations, items, and clients technique. By along these lines organization will keep long haul relationship with clients. In term of business methodology CRM we can say that it is segment of the market and upper hands by expanding the trust and fulfillment of the clients or customer is difficult to assess. It is a mind bog gling system, due to the various practices of he individuals (Roger, 2003). As indicated by O? Malley and Mitussus (2003) in reality the clients are moderately new to the showcasing operator that controlling in mass market which coordinated to vital contemplations relationship. This is fundamental for the each association to comprehend the methodology of the CRM. As per Winter (2001) that each business methodology must be corresponding to what clients tastes. Cry given three measurements are significant for perception of CRM corresponding to advertising technique (Li and Croteau 2003). 1) Customers maintenance (2) Customer fulfillment (3) Customer productivity These assume key job in the CRM, yet the adjustment of these are conceivable just by the assistance of higher administration introduced as fundamental for execution with accomplishment of Customer relationship the executives. In the event that, not take genuine in association then this will influence the entire association, wh ich cause the obstruction of clients.

Analysis of Vocational Leader Essay Example | Topics and Well Written Essays - 250 words

Examination of Vocational Leader - Essay Example It came about to individuals getting more distracted with expansion of riches than serving the benefit of all. To stay away from this inclination, the book Vocation of a Business Leader: A Reflection recommended that pioneers ought to be increasingly engrossed in creating merchandise and enterprises that tends to human veritable needs, that they ought to be progressively dependable in acting and their organizations. The issues canvassed in the book is a lot of identified with Accounting in light of the fact that the ongoing corporate outrages that shook America and slid this nation into downturn was brought about by the issues handled in the book-an excess of accentuation on riches boost as opposed to delivering products and enterprises that serves certified human needs. Organizations, for example, Enron and Worldcom undermined their money related reports with the goal that their organization would show up great and draw in more speculators and keep on getting budgetary prizes (for example fat rewards). On the off chance that the solution in the book will be truly taken, directors and administrators would rather take care of the government assistance of the network everywhere before their own. This issues isn't restricted to organizations yet in addition on an individual level. Youngsters currently will in general think how their demonstrations would profit themselves first before being spurred to do it. For instance, when one beginnings a business, the benefit is being viewed as first before making an item or administration that would serve its clients

Friday, August 21, 2020

Titian’s Venus and the Lutenist Free Essays

Titian, Venus and the Lutenist Titian’s Venus and the Lutenist delineates Venus laying in a cultured setting set on a bigger peaceful scene. The interweaving of both cultured and peaceful is normal in the high Renaissance and suitable for the work of art as Venus is the sovereign of affection, excellence, and nature. The work of art was conceivably a wedding blessing to an aristocrat or ruler, and the topic of marriage is reflected in Venus’ ring and the wreath of blossoms that Cupid puts over her head. We will compose a custom article test on Titian’s Venus and the Lutenist or on the other hand any comparative theme just for you Request Now Trademarks of the dignified, for example, gems and extravagant dress, are recorded with peaceful highlights. In reality, Venus is set upon a peaceful and normal scene in light of the fact that â€Å"there is none among [living things] which has not been gotten from adoration as from its first and most reverend dad. † (Bembo, Gli Asolani) By setting her inside, laying on lavish textures, Titian lauds and puts a higher incentive on Venus. It appears to set a chain of importance where she is at the top, and nature and humankind are underneath. She lays close to an aristocrat playing the lute, which is in itself a dignified instrument and he is looking at her in profound respect. By depicting the aristocrat as youthful, Titian gives Venus a practically maternal quality, playing on the possibility that she is the mother of all things (she is incidentally contrasted with Mary. ) She is additionally separate from the scene out of sight by the distinction in the exercises being performed by the figures. Out of sight can be seen sprites and satyrs moving unreservedly, as opposed to the higher, increasingly edified Venus in the forefront. Titian settle opposing estimations of the sixteenth century by praising and celebrating a figure of extraordinary sexuality and underlining Venus’ impact on all of nature through the bigger peaceful scene. The most effective method to refer to Titian’s Venus and the Lutenist, Essay models

Thursday, August 13, 2020

Dickinson, John

Dickinson, John Dickinson, John, 1732â€"1808, American patriot and statesman, b. Talbot co., Md. After studying law in Philadelphia and in London at the Middle Temple, he developed a highly successful practice in Philadelphia. In 1760 he became speaker of the assembly of the Lower Counties (Delaware), and in 1762 he entered the Pennsylvania legislature. Dickinson led the conservative wing opposing Benjamin Franklin and defending the proprietary system. The Sugar Act and the Stamp Act led him to write a pamphlet (1765) in protest. As a member of the Stamp Act Congress he helped draw up the petitions to the king, but he opposed all violent resistance to the law. The passage of the Townshend Acts (1767) led to the colonial nonimportation agreements and the publication of Dickinson's famous Letters from a Farmer in Pennsylvania, which appeared in the Pennsylvania Chronicle in 1767 and 1768. He pointed out that these laws were inconsistent with established English constitutional principles, but he favored nonimportation agreements and conciliation rather than revolt. Dickinson came to be regarded as the leader of the conservative group, which opposed not only British actions but also the ideas of such radicals as Samuel Adams . He was a delegate to the First Continental Congress and drew up a petition to the king. However, he still hoped for reconciliation even after the opening of hostilities, and he refused to sign the Declaration of Independence. He continued to be the leader of the conservative patriots in Pennsylvania and Delaware and held state posts. His draft formed the basis of the Articles of Confederation (see Confederation, Articles of ). In 1786 he presided over the Annapolis Convention , and in the subsequent U.S. Constitutional Convention, Dickinson was a delegate from Delaware and a leading champion of the rights of the small states. He later wrote vigorously in support of the Constitution. Dickinson College , established with his support when he was Pennsylvania's president (governor), is named after him. See biographies by C. J. Stillé (1891, repr. 1967) and E. Wolf (2d ed. 1967); study by D. L. Jacobson (1965). The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. See more Encyclopedia articles on: U.S. History: Biographies

Sunday, June 21, 2020

2013 Plan Performance Rankings Q1

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2013 Plan Performance Rankings Q1 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2013 Plan Performance Rankings Q1 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of March 31, 2013. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 South Dakota CollegeAccess 529 (Direct-sold) 15.04 2 California The ScholarShare College Savings Plan 29.05 3 Michigan Michigan Education Savings Program 32.04 4 New York New York's 529 College Savings Program -- Direct Plan 35.20 5 District of Columbia DC 529 College Savings Program (Direct-sold) 35.38 6 Virginia Virginia529 inVEST 38.19 7 Ohio Ohio CollegeAdvantage 529 Savings Plan 39.36 8 West Virginia SMART529 Select 40.12 9 Alaska University of Alaska College Savings Plan 41.12 10 Utah Utah Educational Savings Plan (UESP) Trust 42.27 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 New York New York's 529 College Savings Program -- Direct Plan 27.44 2 Michigan Michigan Education Savings Program 29.83 3 Alaska University of Alaska College Savings Plan 30.64 4 Alaska T. Rowe Price College Savings Plan 31.24 5 South Dakota CollegeAccess 529 (Direct-sold) 32.63 6 Pennsylvania Pennsylvania 529 Investment Plan 33.08 7 Utah Utah Educational Savings Plan (UESP) Trust 34.27 8 Oklahoma Oklahoma College Savings Plan 36.35 9 Minnesota Minnesota College Savings Plan 37.47 10 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 37.61 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Nevada USAA 529 College Savings Plan 13.68 2 Utah Utah Educational Savings Plan (UESP) Trust 25.72 3 New York New York's 529 College Savings Program -- Direct Plan 29.07 4 Florida Florida 529 Savings Plan 29.70 5 Kansas Schwab 529 College Savings Plan 30.62 6 Alaska University of Alaska College Savings Plan 32.39 7 Alaska T. Rowe Price College Savings Plan 33.65 8 Pennsylvania Pennsylvania 529 Investment Plan 33.99 9 Maryland College Savings Plans of Maryland -- College Investment Plan 35.73 10 Michigan Michigan Education Savings Program 36.40 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 19.01 2 Alaska University of Alaska College Savings Plan 26.34 3 Maryland College Savings Plans of Maryland -- College Investment Plan 31.64 4 Virginia Virginia529 inVEST 33.60 5 Louisiana START Saving Program 38.48 6 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.42 7 West Virginia SMART529 WV Direct 43.43 8 Iowa College Savings Iowa 43.97 9 Nevada USAA 529 College Savings Plan 45.31 10 Nevada The Vanguard 529 Savings Plan 50.36 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.